Ultimate Cover
Covers all mechanical and electrical components of the vehicle due to a mechanical or electrical breakage or failure, resulting in a sudden malfunction. Subject to certain limitations & exclusions.
Available for vehicles up to 10 Years old and up to 100,000 Miles* at the time of policy inception



What’s covered?

There are over 30,000 components that make up the modern day car. As standard, we will cover All mechanical and electrical parts. Subject to certain limitations & exclusions.
What is NOT Covered:
  • Aerials
  • Air-bags (optional cover available)
  • All light units, bulbs and bulb holders
  • All service components and items which require periodic replacement
  • All wiring looms and harnesses
  • Ancillary components
  • Bodywork
  • Bolts and fixings
  • Brake cables, brake linkage, frictional materials, hoses and pipes
  • Car telephone
  • Chassis
  • Coolant hoses and pipes
  • Door locks/barrel/mechanism (optional cover available)
  • Electric roof mechanism (optional cover available)
  • Engine and gearbox mountings
  • Exhaust system and mountings
  • Exterior trim/Interior trim
  • External gearbox linkage
  • Front and rear windscreen heater elements
  • Front and rear wiper linkage
  • Fuel tank/lines
  • Gaskets and oil seals (excl Head Gasket)
  • Glass/mirrors
  • Hand brake and mechanism
  • Heated seat elements (optional cover available)
  • Hybrid vehicle batteries
  • Keys and remote key fob
  • Oil leaks
  • Oil supply and feed pipes
  • Perished pulley dampers
  • Power steering pipes and hoses
  • Road wheels
  • Seat belt webbing, pretensioners, buckles and fixings
  • Steering lock/barrel/mechanism
  • Tyres

View full Terms and Conditions for detailed exclusions and general conditions.